Traditional Coaching Inns and Hotels Near to Beaconsfield
Beaconsfield is a market town, located in the county of Buckinghamshire, England. This town rests in an area of outstanding natural beauty; this is the Chiltern Hills. It is easily reachable from most parts of the country because of the excellent and convenient road and rail links. The town catches the attention of numerous visitors. The traditions and the peaceful and calm environment attract many visitors to visit this place.The trendy and stylish furnished Beaconsfield Hotels offers the very best in elegant, appealing and fine service. They provide clients with a very convivial atmosphere, ensuring that their stay is a relaxing and rewarding one. Beaconsfield Hotels provide with a very healthy, friendly and cooperative staff, which ensures that the visit of the clients is very comfortable. Moreover, the local knowledge of the staffs allows the guests to make the most of their opportunities whilst staying.Beaconsfield Hotels offers a full broad range of price tariff and room type, according to the customer requirements. Be it a guest lodge or coaching inn, or a townhouse or boutique hotel, or even a modern stylish luxury hotel, the hotels of Beaconsfield fulfil all the requirements of their clients and make them satisfied.Charming furnishings and luscious interior decoration have the big and comfortable rooms available. Availability of private bathrooms, full room service, laundry service, audio visual equipment and large safe car parking plays a vital role in obtaining maximum consumer satisfaction. Many traditional coaching inns and hotels provide with a fine dining experience. There are many famous traditional inns and hotels in Beaconsfield. Some of the famous ones are The Beaconsfield Hotel, The Kings Arms, The Greyhound Inn, The Crown and Bellhouse.The Beaconsfield Hotel is famous for its Victorian building with a traditional pub. With Manor House Station located nearby, it is easy for the guests to travel around the city quickly and easily. The Kings Arms is a traditional old coaching inn, located in the historic village of Amersham. The hotel rooms are furnished in a modern style and equipped with LCD television, broadband internet and tea/coffee making facilities.The Greyhound Inn is a fourteenth century traditional coaching inn. It has a very interesting historical importance; as it is the location for the infamous “Hanging Judge”, Judge Jeffery, who travelled via a secret tunnel from his manor within the village straight to the establishment. This inn has been furnished in such an impressive manner that it still keeps its traditional values. It provide with excellent food and outstanding entertainment throughout the week.The Crown is a sixteenth century coaching inn, which offers traditional food and hospitality. It has traditional as well as modern bedrooms, which include the suite that was featured in the film “Four Weddings and a Funeral.”Last but not least, Bellhouse is famous for its friendly staffs and offers a wide range of conference facilities with latest technology available. Thus, Beaconsfield Hotels make the visit of the clients a very comforting and memorable one by providing a wide range of features to fulfil the requirements of their clients and to achieve the maximum level of consumer satisfaction.
Important Information About Payday Loans
Payday loans are very popular, because they are easy to get, your previous credit record is not an issue with the lenders and they are provided typically within twenty-four hours of applying. They are sometimes the only way out when there is an emergency, say a sudden emergency, like an illness or if you are required to shift residence suddenly. They are considered a blessing and the loan providers do seem a god send.The flip side of these loans is never considered. The effective APR or Annual Percentage Rate can work out very high because it calculates the compound rate on the fee payable calculated across the year, and the interest component is also charged on any upfront fees that have been paid like the origination or participation fee.Such expenses on a loan is never envisaged, and the lenders get trapped into either taking more payday loans to pay off the previous loan, or you are asked to roll the loan for a further period. Both the cases can be tricky. Even the President of the United States of America, Barack Obama called them loans predatory and trap borrowers in a cycle of debt. In fact, it is believed that this cycle or rollover, is an essential part of the industry’s business model.Of course, lenders have their side of the story. First and foremost, the loan is expected to be held for not more than a few weeks. It the rates were to be made on par with credit cards and other loan instruments, it could not justify the risk lenders take for lending small unsecured sums of money. Their operating expenses too would not be covered.Nevertheless, in a free market, where consumer is king, his interests have to be secured at all costs. Regulators the world over are putting into place the first ever rules on payday loans to help cash strapped lenders from falling into an ever widening pool of debt.This is when a payday loan claim specialist comes to your rescue. The payday loan refunds executive understands that you have been a victim unwittingly and understands that you want out but are helpless.The payday loan claims companies will help the borrower claim a refund from the pay loan provider in the following circumstances
If the borrower increasingly feels indebted causing a struggle to meet his weekly/ monthly household bills.
The loan lenders automatically debit his bank account, leaving no funds for the borrower’s routine expenses
It was made available to the borrower when he or she was unwell, without a job or living on benefits.
It was not affordable as envisaged by the borrower.
It was rolled over at the suggestion of the lender, resulting in more debt.
In order to repay, the borrower had to take additional loan or forgo the important payment of utilities such as electricity etc. or even tax.
How do they work?
The lender puts in his or her application for refund of claims with all the details of the payday loans taken.
The claims specialists analyze the documents and send them prepared documents for signature towards claims
The signed documents are presented to the lender who is potentially responsible for misspelling the payday loans
The lender intimates the payday loan company’s decision and the claims specialist negotiates on the borrower’s behalf for the best outcome
It settlement is not reachable, the case is referred by the claims specialist to the Financial Ombudsman who will deliver his independent verdict, which will be conveyed and explained to the borrower by the payday loan refunds executive or claim specialist.
Gardening Gift
You have just completed designing your garden and now you’re looking for that perfect finishing touch. What sort of gardening gift could you give yourself or someone you know who loves gardening. The range of gardening gifts span from the whimsical like garden gnomes to the more practical ones like a gardening gift set which is good for beginning gardeners.With all these gifts to choose from how will you find the perfect gardening gift? With this type of gift you need to think if the person will appreciate a whimsical wind chime, a garden gnome, or a compost tumbler and tea maker.If your friend is new to gardening then maybe they would appreciate a gardening set. A gardening set that includes a spading fork, a garden trowel, and a hoe to cultivate your soil, a pair of garden shears and a tool for weeding is the perfect gardening gift, even for yourself.A serious gardener will absolutely love having a sturdy pair of gloves. When you wear the gloves not only do you keep your hands clean, but the gloves can provide protection against thorns and other sharp garden objects.For a gardener who has back problems using a garden kneeler can take the hassle out of gardening. They might even start using it for other purpose like washing their cars. Whilst a trowel that is ergonomically designed can help support the wrist of anyone with arthritis, it can make digging a pleasure once more.Every gardener understands the value of putting compost in their gardens. And the best way to get good quality compost is of the home made variety. Unfortunately not everyone has the garden space for a compost heap. The gift of a compost tumbler might not seem to be a great present, but it is an invaluable gardening gift for the avid home gardener.All gardeners know that to get a thriving crop, the soil in the garden has to be right. How can you find out if your soil is perfect for that vegetable you’re planning on growing? Will your herbs thrive in your garden? To answer that all important soil question an electronic soil tester is great gardening gift.These of course are the practical gardening gifts. The whimsical on the other hand are wind chimes or cheerful garden gnomes. If you’re into fantasy then a garden gnome sitting next to your pond will definitely invite the garden fairies in. Of course you should understand that garden gnomes are company loving fellows. Therefore when you go and buy your garden gnome, be sure to invite a few more along just for that fanciful gardening gift.All in all it does not matter if you’re into practical gardening gifts or the whimsical variety. Garden centers and gardening shops stock many different items that can serve as gardening gifts or gardening supplies. The perfect gardening gift is yours to choose.
What are anti-ligature blinds?
Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.
Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.
Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.
How do they work?
There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.
The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.
Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.
If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.
Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.
Complete weight loss strategy
For those who want to lose weight
Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.
So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.
I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.
A few key myths about losing weight
The weight loss myth of eating less and moving more
The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.
Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.
Stop taking diet pills and meal replacements
At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.
The key to understanding how to lose weight
You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!
You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.
Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf
In the middle of this picture is the heat balance
So we can know that calorie balance is very important
But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites
If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).
When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.
However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.
Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.
When losing weight, the body is like a factory
For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.
Think of the body as a factory
-Your hormones are the managers and workers of factory operations
-Inflamed condition is how good factory machinery and hardware are
-Calorie intake is wages for factories as well as fuel
If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.
Hormones vs Weight Loss
This study looked at the effects of sleep and weight loss
Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542
Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.
There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.
This next study looks at the effect of insulin sensitivity on body composition!
Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290
Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.
We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.
To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.
If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.
With so many ways to eat on the internet, which diet should I try?
When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals
When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.
I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight
But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.
For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.
Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79
The study concluded:
-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful
-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.
But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable
Lose weight with a high-carb diet.
So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!
The Negative Impact of E-Levy on Mobile Banking.
DEFINITION OF TERMS
Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.
Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.
ADVANTAGES OF MOBILE BANKING
Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:
Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.
Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.
Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.
Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.
Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.
Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes
DISADVANTAGES OF E-LEVY ON MOBILE BANKING
The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:
Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.
Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.
Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.
Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.
EFFECT OF MOBILE BANKING — CASE STUDIES
The decision to impose taxes on mobile bank transactions will trigger so many problems.
Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.
Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).
Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.
Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.
Reference:
https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/
Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).
Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.